RPID has been made aware that fraudsters, pretending to be from the fraud department of a farmer’s own bank, may be targeting farmers to try and obtain their bank details over the telephone or online to coincide with the release of 2012 Single Farm Payments.
Although RPID has not been informed of any Scottish victims of this fraud, we urge farmers to remain vigilant and bear in mind this possibility. The banks advise that there are a number of simple steps that can be taken to reduce the chances of becoming a victim of deception. Their message is the same as with all advice to minimise fraud:
Remember that your bank will never request your full online password information
Banks would not request a token response used to log onto your online account
Your bank will not ask you to make a payment over the phone using your online account
Be aware that if your bank does request you to call them back, you need to ensure that you can hear a dial tone first or use a mobile to phone the bank directly (as the phone line may be being held open by the fraudster)
To further minimise any risk to their customers, RPID Area Office staff will ask you to provide specific details about your business when you call them.
Helpfully, by joining RPID’s Rural Payments Online service, farmers can also get both secure and early access to payment information - up to a week before it goes into their bank. This also allows claimants to apply for many grants online, with 24 hour access, instant receipts and dedicated helpdesk support. Even if you didn't submit your 2012 Scheme application online, there are still many benefits of registering now.