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Bank advances to Scottish agriculture 2012

Scotland’s Chief Statistician has published results from the 2012 Survey Of Bank Advances to Scottish Agriculture.

The main findings show:

  • At the 31st of May 2012, the total outstanding balance of advances from banks and mortgage companies to Scottish agriculture was £1,670 million. This was 3.5% higher than the previous May, which is an increase in real terms of 0.1%.
  • This is the 3rd consecutive year that the outstanding debt of Scottish agriculture has risen, despite difficult lending conditions in the economy.
  • Most of the outstanding advances to agriculture were to owner-occupier farmers (89%). The remainder went to tenant farmers (8%); agricultural contractors (2%) and livestock salesmen 1% - this is a similar profile to previous years.
  • The distribution of advances to owner-occupier farms generally reflects the structure of agriculture in Scotland, where 75% of agricultural area (excluding common grazing) is owner-occupied.

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